We understand that purchasing a vehicle is a significant investment for most people, and we are committed to simplifying the buying process for our customers. Our goal is to assist you in creating a finance package tailored to your needs, potentially putting you behind the wheel of your dream car.
Finance plays a pivotal role in many of our customers' car buying journeys, and to provide peace of mind, we've curated a selection of excellent packages. As a Financial Conduct Authority (FCA) registered dealership, we have established relationships with a wide network of lenders across the country for your convenience.
Explaining Car Finance:
Hire Purchase (HP): Also known as HP, this involves securing a loan against the vehicle itself. It's ideal for those looking to spread the cost of their car over time. Typically, HP deals require a deposit, with the remaining balance paid in instalments along with interest. Once the final instalment is settled, ownership of the car transfers to you.
Personal Contract Purchase (PCP): PCP suits individuals who prefer changing their car every few years without the burden of a hefty upfront payment. You'll typically make a deposit followed by monthly payments. At the end of the agreed term, such as three years, you can choose to pay the remaining balance, return the vehicle, or utilize any residual value towards your next car.
Personal Leasing (Contract Hire): Contract Hire deals resemble PCP arrangements, but they don't offer the option to purchase the car outright at the end of the term.
Procars Limited acts as a credit broker and not a lender. We are authorised and regulated by the Financial Conduct Authority. FCA No: 773286.
Finance is Subject to status. Other offers may be available but cannot be used in conjunction with this offer.
We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase.
Why Finance Through a Dealership?
What is Hire Purchase?
What is Personal Contract Purchase?
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